may have a claim for medical expenses, lost wages, and pain and suffering against the insurance company of the person or entity responsible. To make sure you get the best possible

of the Japan-based Nippon Life Insurance Company, which was founded in 1889. Insurance Company of America received an A (Excellent) rating from A.M. Best Company Inc. for its performance. Service: For of health benefit products, including medical, life, dental and complete coverage for short-term disability.