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nearly 45 states and Puerto Rico consisting of 160 owned firms. Firms within the company s network engage in one or more of three primary lines of business, which include life insurance and estate planning. Insurance & Financial Services maintains a

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nearly 2,000 employees. The company is affiliated with the Better Business Bureau and the American Council of Life Insurers. Primerica Financial Services and its affiliate companies are

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the world's leading risk and insurance services firms. The company employs nearly 30,000 employees and has annual Human Resource Consulting and Mercer s specialty consulting businesses. Marsh is headquartered in New York, with an

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