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approval rates than large banks, which only approve 13.8% of business loan applications. Our team ofsecuring financing for businesses. We take the time to carefully analyze each loan application, so that businesses can rates and terms for their loans. Our team is committed to providing businesses with the resources

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of experience, offering a broad range of services for business owners, executives, and independent professionals across Maryland. Our-time CFO services, cash flow management, bank financing, strategic business planning, succession planning, new business formation, non-profit organizations, tax preparation

as checking, savings, online banking, CDs, money markets, retirement plans, health savings, personal Visa®, home loans [NMLS # 537388], and, business Visa®, small business loans, non-profit loans, commercial loans, real estate/construction loans, escrow services, and lines of credit. Farmers & Merchants Bank