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Valley First Credit Union is a not-for-profit financial cooperative serving the diverse communities of Calaveras, goals. At Valley First, we are committed to offering our members competitive rates on savings and lower interest rates on loans. We also strive

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professionals to help their clients purchase a home, refinance an existing mortgage, and achieve their financial goalsthe best choice. Whether it is assisting a first-time homebuyer reach their dream or a homeowneroffer a range of loan programs at competitive rates. The financial advisor, CPA, real estate agent, family

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