long-term solutions. We have five distinct but integrated divisions. Our Employee Benefits services include group, medical, life, dental, vision, and individual coverages, as well as HR Concierge Desk, worksite products, Medicare supplements, HR

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client focused insurance solutions for small and medium sized businesses: group health, life, short and long-term disability, health insurance companies or through Covered California Life insurance: term, universal life, whole life, indexed life Disability: individual, business overhead Medicare: Medicare Supplements,

businesses in terms of health, life, and dental insurance, as well as long term care, disability, and Medicare supplements. They are

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range of affordable supplemental insurance coverage, including accident, health, life, disability, cancer, Medicare supplement, long-term care and critical illness insurance. Combined and its subsidiaries

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has over 40 years of experience in Life Health and Retirement planning, helping seniors to live a happier and more secure life. With the help of our tireless staff, term care, food delivery, physical therapy, day care, Medicare supplement (Medigap) or Medicare advantage, drug benefits, affordable insurance

Insurance Services specializes in a variety of services, such as employee benefits, medicare supplements and advantage plans, life, dental, long term disability, annuities, and commerical business property and liability insurance

customized health insurance products and related services. Including medical, pharmacy, dental, behavioral health, group life, long-term care and, group insurance and large case pensions. Headquartered in Hartford, Conn., the company has more than 34,000 employees.

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