financial products and services. XCEL Federal Credit Union is federally insured, regulated, and examined annually by both the federal government and an independent CPA firm. home! XCEL Federal Credit Union is a not-for-profit financial institution that offers outstanding loan rates and great dividend rates

types of mortgages such as fixed-rate, adjustable-rate, interest-only, low down payment loans, less than perfect credit, first-time homebuyers, FHA purchase and streamline refinancing, home