multi-family homes, mixed-use properties, and commercial properties. Our range of programs include FHA, VA, Fannie Mae, Freddie Mac, Jumbo, Commercial, Reverse Mortgage, and Home Equity financingthe NJ Department of Banking and Insurance. All loans are arranged through third-party lenders.

. XCEL Federal Credit Union is federally insured, regulated, and examined annually by both firm. Each member's deposits are insured to the $250,000 maximum allowable - to make you feel right at home! XCEL Federal Credit Union is a financial institution that offers outstanding loan rates and great dividend rates.

homebuyers, FHA purchase and streamline refinancing, home equity line of credit, home equity loans, commercial and SBA loans, and with personalized services and the best possible loan solutions. They understand the challenges that come with obtaining the right loan and strive to make the process as

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