advisor and Certified Financial Planner™ who assists individuals, families and business owners. With nine years in the field and eight years as a financial advisor, Richard has a focus on financial planning and

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specializes in tax preparation for individuals and businesses, as well as providing new business start-up consultations, tax and financial planning/freelancer filings, multiple states filing, personal financial planning, Report of Foreign Bank and Financial Accounts (FBAR), Form 5471, Information

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fee-only financial planning firm that specializes in budgeting and expense analysis, cash flow planning for small businesses, savings plans, debt management, student loans, salary negotiations, insurance planning

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