delivering our clients the best mortgage and refinancing services with competitive rates. Our tailored loans are to serve our local communities by providing mortgage solutions, as well as financial education to 15-year, first home, and refinancing, all with low interest rates that are cheaper than local banks. We also

interest rates, with documentation and fair-to-good credit necessary. State Bond Loans offer 100% financing to firstover conventional or high balance limits. FHA Mortgages allow for little cash investment to close household income and payment ratios. Finally, VA Mortgages help US Military service members, veterans, and

needs. 2. People who are behind on their mortgage payments or child support payments and need up that is worth less than their first mortgage balance. The second mortgage can be "stripped off" and treated like a extended period of time with low or no interest rates to repay state and federal income taxes. 5

to be the best in customer service among mortgage lenders. We value each customer's input andneeds. Our unique approach to banking and brokering loans eliminates conflicts of interest and company-centric motives, allowingto "Create a Lasting Impression. Put the Customer first." Our team is dedicated to providing an

We offer a variety of mortgage products, such as reverse mortgages, refinances, and first-time buyer programs. Our teamFHA. We pride ourselves on having the lowest rates in the market and a hassle-free Loans, FHA Loans, Non-Traditional Loans (such as Bank Statement Loans, Portfolio Loans, Purchasing or Refinancing,

has been at the forefront of the mortgage and real estate industry. Our mission is to lowest rates available while ensuring that their interests are best served. We have access to more than 65 banks