delivering our clients the best mortgage and refinancing services with competitive rates. Our tailored loans are designed to serve our local communities by providing mortgage solutions, as well as financial education to 30-year, 15-year, first home, and refinancing, all with low interest rates that are cheaper than

interest rates, with documentation and fair-to-good credit necessary. State Bond Loans offer 100% financing to firstover conventional or high balance limits. FHA Mortgages allow for little cash investment to close household income and payment ratios. Finally, VA Mortgages help US Military service members, veterans, and

needs. 2. People who are behind on their mortgage payments or child support payments and need up that is worth less than their first mortgage balance. The second mortgage can be "stripped off" and treated like a extended period of time with low or no interest rates to repay state and federal income taxes. 5