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have access to competitive terms for every loan situation due to our extensive network of Mae, Freddie Mac, Jumbo, Commercial, Reverse Mortgage, and Home Equity financing. BFR is registered with the National Broker with the NJ Department of Banking and Insurance. All loans are arranged through third-party lenders.

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options include Fannie and Freddie conforming mortgages, jumbo mortgages, asset depletion mortgages, coop mortgages, Home Equity Lines of Credit such as 3% down on conforming loan amounts, and 10% down on jumbo loans for qualified borrowers. Plus, we

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Bay Equity Home Loans is a trusted and experienced residential mortgage lender. We are committed to , Colorado, Michigan, Montana, Texas, and Washington. The McDermott Team - Bay Equity Home Loans offers a variety of loan options to choose

sales and refinances, REO (foreclosure) and Short Sale markets. We specialize in the following services: residential sale escrows, mobile home escrows, 1031 exchanges, bulk transfers, commercial sales, purchase, refinance and loan escrows, For Sale By

first-time home buyers and those looking to refinance existing mortgages. These include conventional loans, FHA loans, VA loans, USDA loans, JUMBO loans and various other specialty products. Our team of experienced loan officers will

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home buyers loans, conventional and government loans, non-owner/investment loans, 100% financing home equity line of credit (HELOC), debt consolidation loans, and cash-out refinances