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internal sales, compliance, operations, secondary marketing and loan servicing. Moreover, I obtained a real estate. In 2008, I sold that company and founded Colorado Home Mortgages (CHM). CHM was created personalized service, pricing, and exceptional representation when financing real estate. Today, my wife Melinda and

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Cornerstone Home Lending Inc. is a licensed mortgage lender offering under the Oregon Consumer Finance Act. The two licensed loan officers associated with Cornerstone Home Lending are Frederic "Jay" Crowell II (NMLS 246676) and Jacob Washburn (NMLS 216326).The company's

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residential mortgage financing company that provides purchase and refinance services to home owners. We offer a range of home loan programs

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investment, rehab, mod to perm, HUD homes, lot loans, construction loans, and more. I have reviewed, recommendedsuccessfully developed new product outlets that increased company earnings by 23%. Lastly, I generated recordprogram training for MHFA (Minnesota Housing and Finance Agency).The Ruhland Team - Lend Smart