the New York State Department of Financial Services and licensed in Florida of mortgages such as fixed-rate, adjustable-rate, interest-only, low down payment loans, less than perfect credittime homebuyers, FHA purchase and streamline refinancing, home equity line of credit, home equity loans, commercial and SBA loans,

/leasing, lines of credit, real estate collateral based business loans, invoice factoring, personal and business credit repair, mortgages, home refinancing, home and