to lend to investors, overlooking the fact that real estate investments can improve neighborhoods and communities. My nameand when they are, it is only to get a lower interest rate. Additionally, the number of Reserve, Ben Bernanke, was even denied a refinancing loan application - just to show how different this

and individuals. In all aspects of the real estate, finance, and construction industries. Cox, Castle & leasing, retail and land development; Commercial lending and institutional investment, loan workouts and financial restructuring; a client and devising a solution. Not only addresses those issues but advances the