markets, online banking, telephone banking, debit cards, mortgage, home equity, credit cards, certificates of deposit, individual retirement accounts and services, such as treasury management services, business financing and international trade services; home loans; and investments. First Bank has

business optimization software that helps customers to manage and enhance online, off-line and multichannel business initiatives. The company provides Omniture courses and certification programs from the Omniture University. The company offers Omniture Survey, which measures audience sentiments online. In