. We have successfully handled business transactions, bankruptcies, and long-term care planning for our clients. We strive to provide

health insurance plans under the Affordable Care Act (also known as "Obama Care"), both on and off the life insurance, health insurance, dental insurance, disability insurance, long term care insurance, Medicare Supplements, and Medicare Advantage plans. Additionally

those in need. With his background as a Long Term Care Administrator and Director of Behavioral Health Services, Jim brought a unique mix of social work and care to

our clients, including life insurance, disability income insurance, long term care insurance, individual retirement accounts (IRA), IRA rollovers, annuities

law. Our mission is to meet the long-term care needs of the elderly, through services such as skilled nursing facilities, assisted living, residential care for the elderly, and board & care. We also provide amendments

-based managed accounts, mutual funds, life insurance, and long-term care insurance. Additionally, we provide 1st mortgages, 2nd mortgages

, we offer advice on life insurance, annuities and long-term care. We take pride in the quality of our

, special needs planning, trust administration, probate, financial planning, long term care, retirement distribution planning, charitable planning, and wealth management

Management, Estate Planning, Business Benefit Packages, Retirement Planning, Long Term Care Insurance, Investment Management (fee only), Income Enhancement, as pensions through tax-free withdrawals and other strategies. Long Term Care Insurance can provide financial protection in the event

. Our team of professionals specializes in life/disability/long term care insurance planning, providing an unparalleled level of personalized

annuities, and insurance products such as life, health, long-term care, and disability insurance. We strive to bring our

assist older clients who need help preparing for long-term care or seeking information regarding Medicaid and veterans' benefits

include college funding, retirement planning, cost management for long-term care, and lifetime income strategies. Our team of experienced will benefit you and your family in the long run.

services include drafting wills and trusts, tax planning, long-term care planning, special needs planning, power of attorney, living

include investment advice, life insurance, disability insurance, and long-term care insurance. Steve has been a part of JHFN

and heirs, or an elderly person preparing for long-term care or seeking information about Medicaid and veterans' benefits

meet our clients' needs, including retirement planning, insurance (term, long-term care, health, and universal life), safe money strategies, fee

, business insurance, disability insurance, and long-term care insurance. Our mission is to provide comprehensive coverage for a reasonable cost

, worker's compensation, voluntary benefits, dental and vision, long term care, disability insurance, individual/family life insurance, and Medicare

guides individuals and families in areas such as long-term care, Medicaid, medical assistance and estate planning. Carol Sikov