finding client focused insurance solutions for small and medium sized businesses: group health, life, short and long-term disability, as the following areas: Health insurance: directly with the major health insurance companies or through Covered California Life insurance: term, universal life, whole

medical exams are required - just a few health questions Payments never increase and benefit never Whole Life Insurance Life-long protection Builds cash value & loan value Premiums never increase Term Life Insurance Benefit amounts Less expensive than whole life Supplemental health Cancer Critical Illness Accident

coste effective strategies in Group Insurance in the Medical | Dental | Vision | Life | Long Term Disability areas, along with 401k lower premium higher-deductible Health Savings Account (HSA) compatible medical insurance allowing to pay insurance deductibles with a federally

insurance products: Auto (Private Passenger, Motorcycles, Classic and even vehicles for recreational use), Life (Permanent and Term), Health (Dental and Health