cycle of an individual, consulting a financial advisor can become a necessity. To times. These services include: Retirement Planning College Expense Planning Estate Planning Long Term Care Insurance Group Benefits I customizewith LPL and securities offered through LPL Financial. Member FINRA/SIPC. www.finra.org www

variable annuities and loans, as well as long-term care insurance and prepaid legal services. It hasthe American Council of Life Insurers. Primerica Financial Services and its affiliate companies are over 100 countries. In addition to Primerica Financial Services, Citigroup operates Citibank, CitiFinancial, Smith

areas of financial planning to deliver the best results. We strive to foster long-term relationships We are registered representatives with LPL Financial and securities offered through them. Investmentand Perennial Financial Services are separate entities from LPL Financial. The LPL Financial Registered Representatives

to be a trusted Personal Financial Specialist and provide comprehensive financial knowledge and expertise for ourholistic approach to help them meet their financial needs and fulfill their goals. We areimprove their financial health. We strive to build strong relationships with our clients, creating long-term plans to

and then help them develop individual investment plans and investment portfolios that are easy to our clients' investment needs and help them succeed financially. An active and engaged corporate citizen, Wells and organizations across the country to promote the long-term economic prosperity and quality of life for

. Our services cover all areas of financial management, from investment and retirement planning, to risk management strategies and, cohesive financial strategy that fits their unique needs and enables them to pursue both short- and long-term strategies