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firm that focuses on the defense of insurance carriers and self-insured companies. It offers: Tax planning, contract negotiation with: Medical malpractice, workers compensation, civil rights. Toxic tort and employment discrimination. Its clients include: Tower Insurance Group

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subsidiaries of the Japan-based Nippon Life Insurance Company, which was founded in 1889. The parent and has 10 million policyholders. Nippon Life Insurance Company of America received an A (Excellent) rating full range of health benefit products, including medical, life, dental and complete coverage for short-

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