, educational and research institutions. Municipalities and government agencies, nonprofits, charitable organizations. Industry executives and high-net-worth direct experience with: Agriculture, energy, financial services, healthcare. Insurance, pharmaceuticals and real estate. The firm has six

lines include coverage for corporate directors and officers, nonprofit entity liability, educators' legal liability, public officials and addition, the company provides miscellaneous errors and omissions insurance products for virtually any industry sector. J.H

, banks, real estate developers, distributors, retailers, local businesses, nonprofit organizations and government agencies. Areas: Corporate and business in the areas of personal injury, banking law, insurance coverage, professional negligence, taxation, divorce, legal separation and