Planning) 3.) Risk Management: (Life Insurance, Disability Income Insurance, & Long-Term Care Insurance) 4.) Transition Planning: (401(kregistered with the SEC. Annuity and insurance products offered through AXA Network, French holding company for a group of international insurance and financial services companies,

investment, retirement income, and life and long-term care insurance options. New York Life Insurance Company provides institutional asset management and Golden Rule, John Alden and Humana Insurance Company. The company s group health products are offered through Humana

and customized health insurance products and related services. Including medical, pharmacy, dental, behavioral health, group life, long-term care and disability plans and medical management capabilities. Its customers include: Employer groups, individuals,