.) Disciplined Savings Regiments: (Retirement Planning, College Education Planning) 3.) Risk Management: (Life )s and annuities) 6) Business Planning: (Employee Benefit Plans, Pension, SEP IRAs and 401(k)Implementation & Deferred Comp Plans) Securities offered

including pensions and employee benefits, ESOPs, trusts and estates, corporate law, healthcare and professional practices, and tax planning. Our

health, group life, long-term care and disability plans and medical management capabilities. Its customers include: Employer, group insurance and large case pensions. Headquartered in Hartford, Conn., the company has more than 34,000 employees.