JFLA is non-profit organization offering 0% interest loans to all residents of Los Angeles and Ventura regardless of race, religion or gender. Our loans have no interest and no fees. Ever. We are able these loan terms because we are funded by generous donors who want to help. We offer personal, small business

prefer the term "Peer to Peer Lending." Our loans encompass residential, commercial and even industrial space alike: Low Fees, Fair Interest Rates, Relevant Loan Durations, and Speedy Service. All of our loans are classified as Business Purpose Transactions