, online banking, certificates of deposit, money markets, retirement plans, health savings, personal Visa cards, home loans, and escrow services. Businesses/construction loans, lines of credit, and escrow services. Farmers & Merchants Bank is a state-chartered bank in California, with

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small to mid-sized businesses in any location. Our virtual platform allows us to monitor and maintain all aspects of a business's financial activity the general ledger accounts. Our services include bank and credit card downloads and general ledger posting, accounts receivable

serves since 1871. Our business division offers locally-made decisions, powerful credit options, and cutting-edge of deposit and loan products, debit cards, and online banking services for individuals. Our mortgage products . Our familiarity with the area has enabled us to better understand the local financial needs

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