
The Office of Carrera & Baez
is to work hard to get the best possible interest rates and lowest mortgage payments for credit repair and bankruptcy. Our staff is composed of experienced, knowledgeable, and educated who have been in the business for over fifteen years. We believe instep of the way and doing what is right for them. At The Office of

Black Oak Group
Residential and Commercial Lending. Purchase Loans, Construction, Refinancing, Fix & Flip, and Home Improvement mortgages. With over 60+ institutional, as well as private lending sources, our goal is to find the lowest cost deal for your specific goal. We have closed over 8,000 escrows and know what we are doing!

Home Step Solutions
foreclosure is action! Through open communication with our loss mitigation specialists, We can help you cure your mortgage in Lieu : What Home Step Solutions will do for you -Reduction of interest rate , resulting in lower mortgage payments