Education · 09/02/2025

The ACT exam has been undergoing reforms since 2020, with a significant update in 2025. The new policy adjusts the exam structure, core content, and optional sections. Test-takers need to pay attention to changes in the SAT/ACT submission ratio and university admission policies. It is crucial to adjust preparation strategies promptly to adapt to these exam changes. Understanding these reforms is essential for students aiming for successful college applications in the evolving landscape of standardized testing.

Taxation · 08/07/2025

This article provides a detailed overview of how the IRS allows tax refunds to be reduced through the financial offset process and how an innocent spouse can apply for a refund return. Understanding the related procedures and steps can effectively address situations where refunds are offset.

Culture · 08/15/2025

The American tipping culture is shifting from a reward to an obligation. The prevalence of technology and ubiquitous tipping options create pressure for consumers to tip, often feeling 'forced' to do so. Inflation further exacerbates this issue. Balancing consumer rights and service worker income is a pressing problem for American society. The expectation of tips has become so ingrained that refusing to tip is often seen as a social faux pas, regardless of the quality of service. This evolving dynamic necessitates a re-evaluation of the tipping system and its impact on both consumers and service providers.

Finance · 05/15/2025

Walmart's latest financial report is strong, with e-commerce business booming. Facing tariff pressures, Walmart is actively responding by lowering prices on essential goods and adjusting its supply chain. Consumers can leverage promotional activities and choose private-label products for smart spending and saving money. High-income families also frequent Walmart, indicating a shift in consumption patterns. Walmart will continue to monitor market changes to provide consumers with better products and services. The company's focus remains on value and affordability amidst economic challenges.

Finance · 07/10/2025

Economists warn that U.S. tariff policies are triggering a new round of price increases through a 'lag effect,' with consumers bearing the brunt. Despite current moderate inflation data, some commodity prices already show signs of rising. A broader 'price surge' and 'shrinkflation' may emerge in the future. Consumers are advised to plan ahead, consume rationally, pay attention to promotions, and consider investment and financial management to cope with the challenges.

Education · 08/06/2025

Starting September 2020, the ACT announced a new policy allowing students to retake individual subject tests without having to retake the entire exam, and to combine scores for a higher composite 'superscore.' This policy aims to reduce student stress but has sparked discussions regarding educational equity and fairness in the application process. Currently, over 1,000 colleges have made standardized tests optional, further shifting the competitive landscape for applicants.

Education · 09/02/2025

U.S. Beyond Academy has updated its latest TOEFL/ACT preparation materials for 2025. The update includes a detailed interpretation of the new ACT exam structure, covering core and optional sections, duration, and changes in the number of questions. It also incorporates the latest TOEFL exam policies for Mainland China. The aim is to help test-takers grasp the most current exam trends, prepare efficiently, and increase their chances of successfully applying to their dream schools.

Taxation · 10/23/2024

The IRS is set to adjust for 2025, raising tax rate thresholds by 2.8%. The standard deduction will increase to $30,000 for married couples and $15,000 for single filers, easing the tax burden on taxpayers.

Education · 08/07/2025

The 65-minute SAT/ACT preparation webinar offered by SAC Academy provides an in-depth analysis of exam strategies and techniques, helping students to efficiently review and successfully tackle exam challenges. Additionally, the fall tutoring program offers personalized support for students.

Education · 10/01/2024

The US CHIPS Act aims to reshape its leadership in semiconductors by investing in funding, R&D, and talent development, boosting semiconductor manufacturing capabilities and quantum technology innovation. The participation of institutions like MIT, along with collaboration among government, private sectors, and academia, will accelerate technology transfer and industrial upgrading. This ensures the US maintains a leading position in the global microelectronics industry.

Education · 09/02/2025

This article provides preparation strategies and reform analysis for the ACT, SAT, and GRE, crucial standardized tests for US university applications. It covers exam content, structure, time management, and recommends preparation resources, aiming to help Chinese students prepare efficiently and enhance their application competitiveness. The guide offers insights into maximizing scores and navigating the complexities of these standardized assessments for successful admission to American universities. It is designed to be a comprehensive resource for international students.

Education · 03/03/2025

This paper explores the impact of the Clery Act on promoting safety transparency in higher education. It analyzes specific case studies from universities such as Ohio State University, New Jersey institutions, and Louisiana State University. The study emphasizes the importance of information disclosure, enhanced safety education, and continuous monitoring of Clery Act updates for colleges and universities. By prioritizing these aspects, institutions can improve overall campus safety and security for students, faculty, and staff. The goal is to foster a safer and more informed campus environment.

Taxation · 08/13/2025

This article summarizes key questions and answers regarding the tax provisions of the Affordable Care Act (ACA) in the United States, helping individuals, families, and employers understand their tax responsibilities and rights. It covers topics such as the additional Medicare tax, health insurance tax credits, and employer shared responsibility, aiming to provide readers with practical guidance and information.

Taxation · 12/03/2018

This article interprets the various tax policies adjusted for inflation in 2019 and their impact on employee benefit plans, including adjustments to 401(k) plans, the design of HRAs, and updates related to estate taxes. It aims to help businesses understand regulatory changes to optimize their benefits management.

Finance · 01/16/2025

In December, the core inflation in the U.S. showed a slight decline, but rising inflation expectations may prompt businesses and individuals to make purchases in advance. The dollar index has risen nearly 10% since late September, while the increasing divergence in global central bank policies may further influence the dollar's trajectory. The implementation of Trump 2.0 policies poses medium to long-term risks for inflation, making it essential to closely monitor these developments.