Consumer Finance Systems

Consumer Finance Systems

At Consumer Finance Systems, we develop the Loan Plus 3 loan software that is designed to meet the needs of our clients in multiple states and under multiple regulations. Our mission is to provide the best customer service in the industry and help our clients with small loans, credit access businesses and everything in between. Our team has extensive experience in hardware operations, allowing us to quickly get brick and mortar setups up and running. We are committed to our clients and have handled a variety of issues they may come across. With our expertise, we can convert existing loan software and help those who have just received their license to start lending.

Greenpro Direct - Newport Beach

Any area that is being watered and is replaced with artificial turf and/or pavers is considered an area that reduces water usage. Watering real grass is expensive and accounts for 70% plus of a water bill. When you have a sprinkler system that has 8 stations running for 10 minutes each, that is 1600 gallons of water used to water in 1 day. If you water 3 days a week, then that's over 20,000 gallons of water each month just to water your grass. Cutting that water usage also cuts that water bill. Your water bill rate is always increasing over time. So you are replacing your bill with a loan payment except the loan payment is fixed and will be paid off within a period of time. Over time is when you see the savings. I am a true believer in energy efficiency and water conservation as I've not only installed many things like solar and turf on my home but could not sell something that I don't believe in.

Grayton Mortgage

Grayton Mortgage is a local mortgage company providing tailored solutions for borrowers based on their individual needs. We understand that mortgage financing is not a one-size-fits-all process and therefore offer both fixed and adjustable rate mortgages of all sizes, from starter homes to loans exceeding $2 million. Our diverse mortgage options include Fannie and Freddie conforming mortgages, jumbo mortgages, asset depletion mortgages, coop mortgages, Home Equity Lines of Credit (HELOCs), as well as Adjustable Rate Mortgages (ARMs) with 5, 7 and 10 year terms. We also provide lower down payment options such as 3% down on conforming loan amounts, and 10% down on jumbo loans for qualified borrowers. Plus, we have “piggy back” options, which are simultaneous 2nd mortgages that can be used to reduce the required down payment and avoid mortgage insurance. Grayton Mortgage is knowledgeable about the complexities of the New York market and can provide customers with the information they need to successfully navigate the home purchase process in any of the five boroughs: Manhattan, Brooklyn, Bronx, Queens, and Staten Island. We also offer unbeatable rates!

Kinecta Federal Credit Union

Kinecta Federal Credit Union is the country's 35th largest credit union, with assets of $6.5 billion and over 270,000 member-owners. Our 800+ employees serve members from 32 branches, a variety of specialty offices, and highly responsive call centers on both coasts. Banking the Southern California area for more than 80 years, with recent expansion to Northern California, New York, and New Jersey, Kinecta offers its members a full range of financial products through the Credit Union and its subsidiaries, Kinecta Wealth Management and Kinecta Insurance Services. Daily Breeze readers have named Kinecta a top South Bay credit union for the past 10 years, and Kinecta was voted Easy Reader's 2020 "Best of the Beach" Credit Union. We offer a broad array of products and services to meet our members' goals. From deposit accounts - such as our variety of savings and checking accounts - to credit cards, auto loans, insurance, retirement and other investment products, we have the financial solutions to serve our members. Kinecta checking accounts come with free Online Banking and bill payment, plus unlimited check writing.   Members can choose from our wide range of mortgage loan products, which feature competitive rates, low fees, no prepayment penalties and no negative amortization - all on loans up to $3 million. We provide a full range of retirement, investment (including stocks and bonds), mutual funds and annuity products. In addition, our comprehensive insurance offerings can

Consumer Finance Systems

At Consumer Finance Systems, we develop the Loan Plus 3 loan software that is designed to meet the needs of our clients in multiple states and under multiple regulations. Our mission is to provide the best customer service in the industry and help our clients with small loans, credit access businesses and everything in between. Our team has extensive experience in hardware operations, allowing us to quickly get brick and mortar setups up and running. We are committed to our clients and have handled a variety of issues they may come across. With our expertise, we can convert existing loan software and help those who have just received their license to start lending.

Alaskan Plumbing Heating & Air

At Alaskan Plumbing Heating & Air, we have committed and proficient specialists who are able to deliver high-quality setup, service and maintenance of any air conditioning and heating system. Our experts are well-versed in all kinds of air conditioning and heating systems, as well as in the field of indoor air quality products, water softening and filtration systems. We offer special discounts for members with an Alaskan Service Membership, seniors and veterans alike. In addition, we accept payments in cash, check, credit card or through consumer financing with competitive rates. License # : 0069953 Our team of technicians have years of experience in all brands and varieties of air conditioning and heating systems, as well as indoor air quality products, water softening and filtration systems. We provide our customers with exceptional customer service and strive to meet their needs with every job that we do. We make sure that each job is completed to the highest standard and that our customers are satisfied with the outcome.

Obsidian Capital Investments

Obsidian Capital Investments is a commercial business performance management firm. We assist business that face credit and cash flow challenges. We specialize in working with Franchisors and Franchisees but help many other businesses that are non franchised. Our goal is very specific, that is to HELP as many business owners improve their situation through education on what banks-lenders are looking for and how to establish corporate credit while learning the importance of separating your personal credit with your business credit. When it comes to establishing corporate credit to obtain unsecured credit lines, operating capital, equipment financing, consumer financing and much more, Obsidian is your go to company. We take your security VERY Serious and have strict security protocols in place to protect your businesses information. We work diligent and fast to provide you with the solutions your business needs to take it to the next level. Contact us today to obtain your no obligation hassle free Strategy Session and mini SWOT analysis to see where your business stacks up to your competition.

Peoples Credit

Peoples Credit is a traditional consumer finance company that offers services such as payments by mail and by phone, online payments, financing of older cars with high mileage, financing for first-time buyers, reporting to major credit bureaus, title loans, title loan payoff, and secured loans for debt consolidation. Located at the corner of Rt 34 and Ben St, Peoples Credit does not provide payday loans and is dedicated to helping customers achieve their financial goals. The team at Peoples Credit offers excellent customer service and experience in the industry, providing various financing solutions and guidance to help customers find the best option for their needs. They also strive to report to major credit bureaus to help customers build a credit history and improve their financial standing.