Bay Federal Credit Union
Bay Federal Credit Union is a not-for-profit financial institution that serves the residents of Santa Cruz, San Benito and Monterey Counties. The credit union offers a range of services to its members, which include over 55,000 individuals and 1,000 businesses. Membership is open to anyone who lives, works, attends school, volunteers or worships in one of the three counties mentioned.
With our commitment to service and customer satisfaction, we strive to exceed expectations each and every time. Contact us today to find out how we can help.




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Bay Federal Credit Union
Bay Federal Credit Union is a full service financial cooperative located in Watsonville, California. The institution offers personal and business banking services including checking, savings, money market, certificates, auto loans, personal loans, lines of credit, ATM and VISA cards, mortgage loans, direct deposit and payroll deduction, and more. Bay Federal Credit Union also provides financial planning services through their Investment Services team. All services are provided with equal housing opportunities and under the National Credit Union Administration accreditation standards. If you would like to learn more about what we have to offer, please don't hesitate to give us a call today. No matter what your needs are, we will do our best to provide you with the top-notch service that you deserve.

Bay Federal Credit Union
Bay Federal Credit Union is a member-owned financial institution that serves over 55,000 members and 1,000 businesses in Santa Cruz, San Benito and Monterey Counties. Anyone who lives, works, attends school, volunteers or worships in these areas is eligible to join the credit union. You can trust our team to provide you with the best advice and service. We're here to help so don't hesitate to contact us if you have any questions.

Bay Federal Credit Union
Bay Federal Credit Union is a not-for-profit financial institution that serves the residents of Santa Cruz, San Benito and Monterey Counties. The credit union offers a range of services to its members, which include over 55,000 individuals and 1,000 businesses. Membership is open to anyone who lives, works, attends school, volunteers or worships in one of the three counties mentioned. With our commitment to service and customer satisfaction, we strive to exceed expectations each and every time. Contact us today to find out how we can help.

San Francisco Federal Credit Union
San Francisco Federal Credit Union was founded in 1954 by an accountant from the San Francisco Controller's office, George Trelut. He wanted to provide a responsible financial institution for his fellow city employees, giving them access to affordable loans and a safe place to save their money. At San Francisco Federal Credit Union, we understand that living in the Bay Area is a unique financial experience. With the high cost of living, it's important to have a reliable financial institution that can help you manage your finances with convenience. That's why we strive to streamline and simplify your banking experience. We build our products and services with your convenience in mind, tailored to the needs of those living, working, worshiping or attending school in San Francisco and San Mateo Counties. We offer federally insured services, so you can trust that your money is secure. Our philosophy is to help you define and meet your financial goals, and make sure you don't have to worry about your finances so you can get back to living life.

Kinecta Federal Credit Union
Kinecta Federal Credit Union is the country's 35th largest credit union, with assets of $6.5 billion and over 270,000 member-owners. Our 800+ employees serve members from 32 branches, a variety of specialty offices, and highly responsive call centers on both coasts. Banking the Southern California area for more than 80 years, with recent expansion to Northern California, New York, and New Jersey, Kinecta offers its members a full range of financial products through the Credit Union and its subsidiaries, Kinecta Wealth Management and Kinecta Insurance Services. Daily Breeze readers have named Kinecta a top South Bay credit union for the past 10 years, and Kinecta was voted Easy Reader's 2020 "Best of the Beach" Credit Union. We offer a broad array of products and services to meet our members' goals. From deposit accounts - such as our variety of savings and checking accounts - to credit cards, auto loans, insurance, retirement and other investment products, we have the financial solutions to serve our members. Kinecta checking accounts come with Online Banking and bill payment, plus unlimited check writing. Members can choose from our wide range of mortgage loan products, which feature competitive rates, low fees, no prepayment penalties and no negative amortization - all on loans up to $3 million. We provide a full range of retirement, investment (including stocks and bonds), mutual funds and annuity products. In addition, our comprehensive insurance offerings can

San Francisco Federal Credit Union
Living in the Bay Area presents its own unique set of financial challenges. With such a busy daily life, it can be difficult to make time for managing finances. That's where San Francisco Federal Credit Union comes in. Our purpose is to make the banking experience more convenient and straightforward for residents of San Francisco and San Mateo Counties. We strive to create products and services that are tailored to the needs of our community. Our goal is to help clients reach their financial objectives without having to spend too much time worrying about their money. For those who live, work, worship, or attend school in San Francisco and San Mateo Counties, San Francisco Federal Credit Union has the resources and expertise to support your financial goals. And rest assured, your funds are federally insured by NCUA.